Frequently Asked Questions Regarding Personal Injury Accidents
What should I do if I think I need a lawyer?
Call Mann & Maximon today and speak with an attorney.
What is automobile medical payments coverage and what does it do?
Medical payments coverage pays medical expenses for you and any passengers in your vehicle who are injured during an accident or auto-related injury. Colorado law requires every auto liability insurance policy to provide minimum medical payments coverage benefits for reasonable health care expenses incurred for bodily injury caused by an auto accident, unless you reject this coverage in writing. We can help you determine if you have coverage and your coverage limits, as well as assist with accessing your coverage.
What if the car or truck that hit me doesn’t have insurance or doesn’t have enough insurance?
Colorado law requires every auto insurance policy to offer uninsured/underinsured motorist (UM/UIM) coverage. Simply put, if you are injured by another driver and that driver doesn’t have insurance or doesn’t have enough coverage to fully compensate you or your passengers for injuries then your UM/UIM insurance policy will cover the difference. It covers you and any passengers in your vehicle who are injured, unless you reject this coverage. There are specific requirements that must be met to make a claim under your UM/UIM coverage. The attorneys at Mann & Maximon know what to do to ensure that your claim is given the attention it deserves.
What is negligence?
Negligence is the failure to do an act which a reasonably careful person would do, or the doing of an act which a reasonably careful person would not do, under the same or similar circumstances to protect oneself or others from bodily injury. Negligence is the legal basis for most personal injury and accident-related claims. Contact Mann & Maximon if you suspect someone has been negligent in causing you or your loved one personal injury.
What is liability?
Liability is any legal responsibility, duty or obligation. It means legal responsibility for one’s acts or omissions. Failure of a person or entity to meet that responsibility leaves him/her/it open to a lawsuit for any damages or a court order to perform. In order to win a lawsuit the suing party must prove the legal liability of the other party if the suing party’s allegations are shown to be true. Many factors go into the determination of liability. A lawyer is best able to determine if there is an issue with regard to liability in your case.
What does the term Statute of Limitations mean?
A statute of limitations is a law which sets out the maximum time that parties have to initiate legal proceedings from the date of the alleged offense. In Colorado the statute of limitations for most civil cases is between 1-3 years. The statute of limitations varies based on the type of case you have. For example, the statute of limitations for an automobile/automobile accident is generally 3 years, while the statute of limitations for a slip and fall is 2 years. It is important that the statute of limitations for your particular matter isn’t missed or you may be barred from filing a lawsuit.